Modifies care, custody, control exclusion so that property damage is covered at premises where operations are performed, subject to limit on endorsement. Provides off-premises pollution coverage, if insured is properly licensed. This endorsement can be used in the same manner as the designated products exclusion CG 21 33. DESIGNATED CONSTRUCTION PROJECT(S) GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designated Construction Projects: THIS ENDORSEMENT APPLIES TO ALL CONSTRUCTION PROJECTS OF THE NAMED INSURED. The company agrees that they will not use charitable immunity as a defense in claims against the insured. S2803-CG (7/07) Total General Aggregate Limit Per Project (s) - General Aggregate Limit S2806-CG (6/07) Exclusion - Unfenced Salvage Operations S2809- CG (8/07) Warranty Endorsement - Insurance and Indemnity Required of Contractors or Subcontractors Working on Your Behalf S2811-CG (7/07) Limited Coverage - Lost Key Expenses Excludes premises, operations and products liability Coverage A and B claims arising out of the premises designated in the endorsement. Limited coverage can be provided with endorsements CG 24 05 and CG 24 11. Excludes coverage outside the basic policy territory (U.S. and possessions, Puerto Rico, Canada) for travel agencies. Applies the general aggregate limit separately to each project of the insured. This is a professional liability exclusion for the specific risks named. Division Name: CM. Applies to ongoing operations only. While Coverage A has always excluded bodily injury to employees, this optional endorsement clarifies that no coverage is provided for bodily injury arising out of employment practices, whether the claimant is an employee or not. A "Per Policy" aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. See discussion in Common Policy Conditions in the Policy Coverages section.Mandatory endorsement when commercial property is written as a part of a commercial package policy. Excludes claims arising out of the Year 2000 computer problems, with exceptions for operations or locations specified in the endorsement. See CG 21 60 for an absolute Year 2000 exclusion. A separate Designated Construction Project General Aggregate Limit applies to each designated construction project, and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. This endorsement extends coverage under Pollution Liability coverage form, CG 00 39, to include expenses associated with voluntary cleanup of a pollution discharge, if done to prevent damage. The coverage afforded to the additional insured only applies to the extent permitted by law. Adds members, trustees and clergymen as additional insureds for liability arising out of church activities. The City of Tucson is seeking qualified consultant support for the planning and design of HAWK Signals. Project Aggregates for Both Primary and Excess Coverage Insurance policies have something that is referred to as aggregates. See CG 26 39 for the appropriate Texas form. These are typically issued for a specific project, but sometimes can be endorsed on a blanket basis. There is no exception for liability assumed under an insured contract. This endorsement is not approved in Texas. Adds an architect, engineer or surveyor "engaged by you" as an additional insured, excluding their professional liability. The fact that corporal punishment may be administered in a proper and legal manner has no bearing on the exclusion. Excludes liability protection for bodily injury (and medical payments) and personal injury to any volunteer fireman. A blanket additional insured endorsement may be available for with your insurance company. What is a Each Occurrence Limit? Provides automatic additional insured status to (1) persons or organizations with which the named insured has entered into a written construction contract or agreement and agreed to provide such coverage, and (2) other persons or organizations the named insured is required to add as an additional insured under that contract or agreement. Per Project Aggregates, Blanket Wavier of Subrogation Umbrella/Excess with . Coverage for an occurrence which results in 3rd party's BI and/or PD. This endorsement is for use with the claims-made liquor liability coverage part, CG 00 34. Per Project Aggregate Endorsement f. Contractor 's Liability Insurance under 5.1.C through 5.1.E and 5.1.G may be satisfied by primary insurance or a combination of primary and excess or umbrella insurance. See endorsement CG 21 31 for an alternative. Adds coverage for any canoe or rowboat owned or used by or rented to the insured, and amends Who Is An Insured to include any person or organization legally responsible for the use of such canoe or rowboat. In addition, limits coverage to the extent that the insured's assumption of tort liability is permitted by law. CG 24 26 - Amendment of Insured Contract Definition. 123 Main St - Contents: $500,000. See CG 22 97 to cover products and professional liability. An extended reporting period is needed when claims-made coverage is canceled or not renewed and is not replaced by similar coverage with a retroactive date that includes the prior period of coverage. Excludes bodily injury or personal injury arising out of employment practices of the insured. Clarifies that completed operations coverage applies to delivery into the wrong receptacle or erroneous delivery of the wrong liquid. Per policy aggregate is an absolute limit. Adds users of such animals as additional insureds. Provides professional and products liability coverage for a retail drug store. Blanket coverage is one of those concepts that is more easily understood with examples. See CG 22 96 for an alternative to this absolute exclusion for lawyers. Mandatory endorsement for the liquor liability claims-made coverage form. Blanket Primary Additional Insureds and Blanket Waiver of Subrogation automatically included ; Multiple carrier options with Minimum Premiums starting at $750; Per Project Aggregate Endorsement automatically included; Incidental professional coverage available for licensed contractors; Broad Contractual Liability Coverage CG 33 90 Texas Changes - Amendment of Insured Contract DefinitionAmends the definition of insured contract to preclude contractual liability coverage for the sole negligence of the indemnitee. Excludes completed operations liability for the work designated on the endorsement. Applies only to the professional services described in the endorsement. Protects a railroad company from liability arising out of operations performed on or near railway property. Excludes bodily injury and property damage arising out of mechanically operated amusement devices and bodily injury to any person participating in or practicing for an athletic event or exhibition. Eliminates liability protection for employees of the insured, other than the executive officers of a corporation, and for volunteer workers. Excludes all liability arising out of and occurring during the course of the movement of any building or structure, either by auto or "mobile equipment". The first coverage is when the project owner is held vicariously liable for acts or omissions of the general contractor. A claim paid for damages arising out of one project would not affect the aggregate at other projects of the insured. CG 33 92 Texas Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured. See also endorsements CG 21 07 and CG 21 08 below. The insured agrees to reimburse the company for the amount of the deductible, and all other rights and duties under the policy (such as defense) are unchanged. When per-project limit wording is not required: "X is included as additional insured with respect to the general liability as required by written contract per the attached endorsement." The Aggregate Limits Per Project coverage enhancement applies a separate general aggregate limit for ongoing operations at each construction project away from premises owned or rented to the insured. Excludes liability arising out of streets and bridges for their: (1) existence,(2) maintenance (3) use of mobile equipment. OCP coverage is designed to protect project owners for liability that occurs as a result of the actions of their contractors. Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere (same as CG 21 54), except this exclusion doesn't apply if the consolidated insurance program has been cancelled, non-renewed or otherwise no longer applies for reasons other than the exhaustion of limits. 5 commonly requested endorsements for contractors | State Auto See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. This is most that the insurance policy has available for all claims. Excludes coverage for personal and advertising injury exposures arising out of a lawyers professional services, as an alternative to excluding all personal and advertising injury coverage for lawyers. . Amends Exclusion "p" in Coverage A (Bodily Injury and Property Damage) and adds an exclusion to Coverage B (Personal and Advertising Injury) to preclude coverage for liability arising out of access to or disclosure of confidential or personal information, with an exception for bodily injury damages. Make Bends, Offsets Or Saddles In PVC. Since the endorsement excludes personal and advertising injury, including libel, slander and invasion of privacy, insurance professionals should be certain their E&O policy covers these claims. Excludes liability arising out of those services named on the endorsement, such as cosmetic massage, optometrical, and others. Used as an alternative to mandatory endorsement CG 21 06 to add coverage for property damage to electronic data when such damage arises out of physical injury to tangible property, subject to a separate limit. 456 Market St - Contents: $500,000. Excludes the professional exposures of testing and consulting firms. 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